Details and documents - Veteran horse insurance

Standard policy features

• Death by accidental external injury only to the value of £500
• Theft or straying insurance to the value of £500
• Public liability insurance
• Veterinary fees for accidental external injury only to a value of £1,500 per incident (£3,000 per period of insurance)
• Equine legal protection insurance

Policy options

• Riders personal accident
• Saddlery and tack
• Stable loss
• Horse trailer

Policy exclusions

• Slaughter (except on humane grounds) without the consent of the general agent
• Destruction of the horse as a result of economic expediency
• Use in connection with a riding establishment or public rides/fetes

Policy excesses

• Death: no excess applies
• Saddlery and tack
• £1,000 cover: £100
• £2,000 cover: £120
• Third party damage: £100
• Dental treatment: £50 (under the personal accident section)
• Trailer or horse drawn vehicle: £100 (accidental damage or theft)

The full classes of use you can choose from

Use A

Hacking, dressage, gymkhanas, pony club (excluding racing), riding club, BHS Le Trec, non-thoroughbred broodmares, stallions at stud, unaffiliated novice and intermediate showjumping, novice hunter trials, driving (excluding cross country and trials), showing in hand or under saddle, foals over 30 days and heavy horses (not working).

Use B

As Use A with the addition of hunting, pony club racing, unaffiliated open showjumping, showjumping under BSJA rules, open hunter trials, BE affiliated eventing (up to and including intermediate), combined training, long distance riding, vaulting, driving (including cross country and trials) and heavy horses (working).

Policy documents

• Equine policy summary
• Equine policy wording